Meeting household needs is very important. Currently, in order to fulfill it, you do not have to buy in cash. There are many platforms that provide lending services to buy these items. One of the most popular is Home Credit cash loans for various purposes.
Cash loans provided by Home Credit can also be used for other purposes. In addition to buying household needs, it can also be used for education costs, renovations, and even vacations. In order to get this loan, there are many processes that must be done. Here is the order that will be clearly outlined:
1. Unduh Home Credit
The most basic step that must be carried out is to download the Home Credit application and install it. Just look for this app in the app download site on the respective device. The process itself will not take long as long as the internet connection is fulfilled properly.
2. Open Dona Menu
This menu is useful for making loans in cash without the need for collateral. There are several points that must be filled in this menu. First you have to fill in what is the purpose of borrowing funds. Make sure to fill it in according to the actual situation. After that, the user will be directed to fill in the loan amount and settlement tenor.
3. Fill in Personal Data
Personal data is also a very important thing to fill in. Home Credit cash loans will not be able to be done without information about the address, mobile number, and others. Information regarding the job must also be filled in. Don’t forget to include a photo of yourself with a clear and legible ID card.
Filling this photo must also be arranged in accordance with the direction of the application. Because if it is not appropriate, then this process will not be passed. Filling in the data must also be done with the right combination. If it is not appropriate, then the process can be hampered and the funds cannot be easily disbursed.
4. Enter Personal Account
This filling is not mandatory, only optional. Home Credit will ask users to enter a personal bank account, online transportation, or even e-commerce. However, if the user does not agree with this request, they can immediately reject it. So this filling is not mandatory.
5. Review of Data Filling
After all the required data is filled in, the next step is to check whether the data entered is correct. If there is an error, it should be corrected immediately so that no problems arise in the future. This process is very important for every user who will apply for funds.
6. Accept Agreement
After checking all the data and confirming it, the user will be given a loan agreement letter. The contents of this agreement itself regarding all matters relating to the loan to be submitted and its repayment. Read it carefully first, then agree to the agreement.
7. Wait for the Disbursement Process
After the agreement is approved, the final step is to wait for the disbursement process. Loaned funds will be sent to the account number that has been entered. After that, usually Home Credit will notify that the funds have been disbursed via email or SMS to the user’s personal number.
After the funds are disbursed, make sure to use them according to the needs that have been filled in the application. Because later, Home Credit will ask for a purchase or payment receipt. This receipt is used as proof that the cash disbursed has been used properly by the user.
The seven ways or processes to apply for a Home Credit cash loan above have been described in full. Be sure to prepare the necessary data before applying for a loan. In addition, fill in the data correctly and pay off on time. All of this is important to do so that there are no problems with Home Credit.