IT Experts Doubt the Explanation of South Kalimantan Bank in Skimming Mode, Alleging There is Big Things Not Disclosed to the Public
IT Experts Doubt the Explanation of South Kalimantan Bank in Skimming Mode, Alleging There is Big Things Not Disclosed to the Public

IT Experts Doubt the Explanation of South Kalimantan Bank in Skimming Mode, Alleging There is Big Things Not Disclosed to the Public

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WARTABANJAR.COM, BANJARMASIN – Several Bank Kalsel customers experienced sudden loss of money in their accounts, Monday (1/7/2022).

In response to this, Bank Kalsel immediately deactivated the Magnetic Stripe facility on the Bank Kalsel ATM card, so that the incident of the loss of customer money would not happen again.

The President Director of Bank Kalsel, Hana Wijaya, said that this was the first time this incident had occurred at Bank Kalsel itself. Skimming mode.

The statement from Hana Wijaya was doubted by the IT Lecturer of the Hasnur Polytechnic, Akhmad Fakhrizal Harudiansyah.

To wartabanjar.com he explained, to his knowledge, based on Bank Indonesia regulations as of January 2022, all bank ATMs must use chips, so banks that still use magnetic ATMs must be converted to chips.

“Because ATM chips are difficult to skimming, while magnetic ones can be skimmed,” he said.

He explained that now even if an ATM chip can be cloned or a new card made by criminals, it may also be difficult because the equipment is very expensive and after all, the device is difficult to obtain.

“I believe the cost to get the chip card clone tool is not worth the money. Meanwhile, there are still skimming tools that are sold on dark sites on the dark web,” he explained.

So here we have to first see if the ATM used by Bank Kalsel is still magnetic or has it been chipped.

The man who is familiarly called Ical explained that it was suspected that it could be due to the failure of the bank system itself.

Usually this happens when the bank will upgrade hardware or software, not preparing in detail when it will carry out the upgrade process.

Errors can be in hardware, software or even human resources.

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“It is necessary to explain to the bank, one way to find out whether it can be discriminated or not is to look at the ATM card issued by the bank, whether it is in the form of a chip or magnetic. The chip is most likely very difficult to skim, while magnetic has often happened,” explained Ical.

He also explained that if ATMs are still magnetic, it means that South Kalimantan Bank is not paying attention to the BI circular. Then this incident has also happened to several national banks as usually there are big things that are not disclosed to the public. (has)

Editor : Hasby

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