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The presence of digital banks that increasingly disrupt the banking industry makes conventional banks continue to innovate, one of which is through saving applications.
In addition to responding to challenges in the banking industry in the digital era, saving applications are currently here to provide savings for both prospective customers and their customers.
Well, for those of you who are going to open a savings account through an application, here are some lists of saving applications that you can make as an option.
10 List of Easy-to-Use Saving Apps
1. Jenius, the Savings Application from BTPN
Launched in 2016 by Bank BTPN, Jenius may be the first saving application known to the wider community.
Having the function of a digital bank in general, Jenius allows you to open a savings account without having to go to the bank and can be done online on line through the application.
In addition, this application does not only act as a medium for saving, but also for managing finances and non-saving transactions.
2. Livin by Mandiri
Aware of the onslaught of digital banks, Bank Mandiri finally launched Livin by Mandiri, a digital savings mode where all banking activities can be done in one application.
Same as finance super app others, you can open a savings account, withdraw cash without a card, manage finances, investments, and you can connect them to products e-wallet.
3. My friend, the Savings Application from Friends of UKM
For those of you who may have been struggling in the MSME sector, you must be familiar with KSP Sahabat Mitra Sejati or Sahabat UKM, which is a Savings and Loans Cooperative supported by Bank Sahabat Sampoerna.
Well, recently KSP Sahabat Mitra Sejati released a digital savings application under the name Sobatku with its term savings product.
Through my friend, you can open a bank account simply through the application and free of admin fees. In addition, you will get 1% interest for topping up the first balance.
(Read also: 5 Apps That Help You Manage Your Finances Better)
4. Ipotpay
Managed by one of the securities companies in Indonesia, PT Indopremier Sekuritas, Ipotpay is the next savings application that you can choose.
Having the same function as other saving applications, through Ipotpay you can open a savings account without the need to go to the bank.
You also don’t need admin fees for the process of opening the savings. Through this application, you can also pay bills and buy credit or credit balances e-wallet.
5. Digibank by DBS
Some of you may have heard of Digibank by DBS. This savings application that has been around for a long time can also be used as an option for your savings facility.
Just like other saving apps, Digibank offers all-in-one services on line starting from opening account books, transactions, to depositing savings and time deposits.
In addition, Digibank is also a super finance app where you can manage finances, open credit cards, and invest.
6. Permatamobile X
Another saving application is Permatamobile X which was launched by Permata Bank. One of the advantages of Permatamobile X is the PermataMe savings where you don’t need to come to the bank to open an account.
In addition to opening a savings account, the Permatamobile X application also allows you to manage mutual fund investments, access loans, and transfer money free of admin fees.
7. One Phone
One Mobile is an application released by OCBC NISP where you can easily open a bank savings account directly through the application free of admin fees.
One of its superior products is Nyala, which is a financial facility where you will get 10x free transfer fees for one month. In addition, you can also invest in mutual funds starting from Rp. 20,000
Also Read: Benefits of Danamon D-SaveSavings Without Admin Fee)
8. Blu by BCA
One of BCA’s digital banks, Blu provides various savings and non-saving features that can accommodate all your financial activity needs.
Starting from term savings, plan savings, to time deposits. In addition, through Blu by BCA you can open an account without having to come to the bank and free of admin fees.
You can also get financial management features that can control income and expenses. In addition, this banking application allows you to perform various transactions such as QRIS, cash withdrawals, or top ups e-wallet.
9. BNI Mobile
Just like other conventional banks, BNI also has applications mobile to fulfill saving activities. Through the BNI Mobile application, you can open a savings account without the need to go to the bank at the same time free of admin fees.
You can also do various activities ranging from top up e-walletpay electricity tokens, transfers, Another unique feature is Dikado where you can transfer money with a greeting card.
Read also: 7 Trusted Online Loan Applications
10. D-Bank, a Savings Application from Bank Danamon
The next saving application is D-Bank issued by Bank Danamon. One of the excellent features of this application is the D-Save savings.
D-Save Savings allows you to have a flexible bank account for all your needs. In addition, you can also open a D-Save account directly through the application without the need to go to a bank.
Another advantage of D-Save savings is that it is free of admin fees and interbank transfer fees. In addition, you can open tiered savings and deposits with competitive interest rates.
Well, that’s a list of 10 trusted and easy-to-use saving applications for all your financial needs.
In addition, to get other trusted savings products, you can access CekAja.com, the platform market one of the best financial products where you can find various kinds of savings products.
Through CekAja.com, you can directly open a bank account directly on line without having to go to the bank.
What are you waiting for, find the best savings product at CekAja.com now!
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